Enabling for Online Transactions in India for Credit / Debit Card

As per the latest guidelines from the Reserve Bank of India, banks may disable credit and debit cards for online transactions by default if the card is newly issued, renewed, or has not been used for online transactions. However, you can easily enable your cards by following the steps provided below. Please note that these steps may vary depending on your bank’s policy and discretion, and it is recommended to contact your bank or card issuer directly for the latest information. You will also be required to enable International Usage to make payments in MooGold. For more info, please contact your bank or card issuer directly for the latest information. SBI BANK – CREDIT CARD (a) Login to SBI Card app/website; (b) Navigate to “Cards Usage” section; (c) Click on “Manage card transactions”; (d) Enable your card (e) Enter OTP to confirm changes SBI BANK – DEBIT CARD (a) Login to SBI YONO app/internet banking portal; (b) Navigate to “Service Requests” section; (c) Click on “ATM/Debit cards> Usage”; (d) Enable your card; (e) Enter OTP to confirm changes ICICI BANK – CREDIT CARD (a) Log in to the ICICI mobile app/internet banking; (b) Navigate to “Cards” section (c) Click on ‘Manage Card’ (d) Enable your card. Note: Internet banking users may have to verify the request with an OTP. ICICI BANK – DEBIT CARD (a) Login to the ICICI mobile app/internet banking; (b) Navigate to “Card Services”; (c) Select “Modify Debit Card Limit” option; (d) Select “Domestic card limit” option; (e) Set the limit and enable your card HDFC BANK – CREDIT CARD (a) Login to HDFC internet banking; (b) Under “Cards” option select “Request > Set Card Usage”; (c) Enable your card. Note: Internet banking users may have to verify the request with an OTP. HDFC BANK – DEBIT CARD (a) Login to HDFC internet banking; (b) Navigate to Debit Cards section and select “Request > Set Card usage”; (d) Under “Daily Domestic usage > Online Usage, select “ON” button to enable the card. Note: Internet banking users may have to verify the request with an OTP. AXIS BANK – CREDIT CARD (a) Login to your Axis mobile app/internet banking; (b) Under ‘Services’, click on “Manage credit card usage > Domestic Usage”; (d) Enable your card and submit AXIS BANK – DEBIT CARD (a) Login to your Axis mobile app; (b) Under “Services” option, select “Manage usage”; (d) Select the debit card and click “Continue”; (e) Enable your card. Note: Internet banking users may have to verify the request with an OTP. OTHER BANKS Please login to your bank’s mobile app/internet banking portal and follow the appropriate steps. Disclaimer: The steps mentioned below are for your general guidance and may be subject to the discretion/policy of your bank/card issuer. MooGold is not responsible for the factual accuracy or change in the process or any processes specific to your bank/card issuer. We request you to reach out to your bank for the latest process.